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ABOUT US
Watch Charles Patterson in action as he and his Patterson Lending Group team put a first time home buyer couple into the house of their dreams!
PATTERSON LENDING GROUP, INC.
You'll be pleased to know that we have isolated the mortgage loan products that will work best in this difficult Florida real estate and mortgage market and are designed to put you in a home of your own at favorable rates and loan terms. Look to us for low-down-payment FHA and USDA Government loans, City Grant Programs, First Time Home Buyer loans, Reverse Mortgages, and loans that take out seller-carried financing. If you need to change your existing home financing, we can work out a home refinance or loan modification strategy suitable to your needs. We know every weapon in the current home loan mortgage arsenal and we are ready to put them all into play. We realize each situation is different and will consult you responsibly and professionally.
THE PORTAL WEBSITE TO ALL PATTERSON REAL ESTATE AND FINANCE COMPANIES:
CHARLES PATTERSON ENTERPRISES, INC.
We invite you to establish a relationship with a company that can help you with all your real estate purchase, sales, investment, property management and rental, as well as home mortgage related financing needs, and even offer you industry training through our Patterson Real Estate School. With a twenty-year track record in the Florida Real Estate and Home Mortgage markets we have the experience necessary to make your experience as low-stress as possible. We truly are the "NO PROBLEM" real estate and mortgage company ready to serve you
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OTHER PATTERSON FLORIDA COMPANIES:
PATTERSON REALTY&INVESTMENTS,INC. Enjoy access to our complimentary nationwide foreclosure data base via the Foreclosure Listings tab. Explore the markets, zero in on the location and house of your dreams. Are you considering a short sale on your home, or do you want to buy a property via a short sale? Let us facilitate it. Looking for an REO or HUD foreclosed home? We are authorized by HUD to gain access for you. For you new home buyers out there, we locate just the right property and advise you on available financing immediately. You will be qualified and approved at the same time you find your home or investment. Our valued sellers will be exposed to all available marketing tactics both on and off-line to effect a timely sale. We have a list of pre-qualified Buyers actively looking for properties at all times. Let us make a match for you! You have free property valuation access via the Your Home Value tab. Find the real value of your home or any address in the US of any home you are interested in, based on actual FREDDIE MAC national valuation schedules.
PATTERSON PROPERTY MANAGEMENT,INC. We are pleased to offer professional, ethical, equal access rental management services to prospective tenants and strive to arrange a good match between landlord and tenant. As to our Community Association Management (LCAM) licensed activities, we are proud to manage all the important aspects of large multi-unit condominium developments and Home Owner's Associations and have done so for many years. We are also an authorized manager for HUD Homes offered for sale. Best of all, we treat each client as an individual and try to serve their needs to the best of our ability, using our extensive network of favorably priced vendor contacts and licensed professional experts. We deliver exceptional quality property management, preservation and protection services to our many property management clients.
PATTERSON REAL ESTATE SCHOOL, INC.
Charles V. Patterson, the President of Charles Patterson Enterprises, Inc., is a qualified college level instructor with a Masters Degree in Education, and is an active college instructor at local Dade and Broward colleges, as well as in private training available right here at the corporate office in Coconut Creek, Florida. He teaches real estate, general business, Mortgage Broker and CAM Licensing preparatory courses every semester. They are listed in the Standard Curriculum offerings of the Miami Dade College.
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OUR OTHER MORTGAGE RELATED SERVICES:
CREDIT IMPROVEMENT This is a complimentary consulting service for our mortgage clients. We do not turn you away for problem credit issues but will consult you on improving your credit. You will not leave empty-handed. Learn more about your rights and what is legally possible for you to do to make things better. We have the tools and expertise to get your credit scores raised into the approvable range.
LOAN MODIFICATIONS
Loan Modifications have been touted as a panacea for the home owner overwhelmed by accelerating interest rate loans and negative equity. We know what can be done and what will not work. It may be possible to get an agreement from the lender to reduce your rate, reducing the outstanding balance of your mortgage is mostly an urban myth. The modification process is similar to applying for a new mortgage home loan. You will need to qualify for the modified financing based on current income, assets, employment and personal financial information and provide a compelling reason why you need the loan modification. This process is not for loans many months in default or homeowners about to be foreclosed upon but opening a dialogue with your lender can reveal your options. We can facilitate that.
"May I invite you to review the valuable content on the Patterson real estate and finance companies websites or browse the videos and pictures of us to get to know us better. Or just call toll-free 1-800-528-8248. We look forward to working with you."
Charles Patterson, President, C P Enterprises, Inc.
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Today's Rates:
| 30-yr Fixed | 4.97% | 5.13% | | 15-yr Fixed | 4.33% | 4.56% | | 1-yr Adj | 4.27% | 5.3% |
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